How to use this calculator
List the services you pay for and choose monthly or yearly billing. See the monthly equivalent, annual total and simple five-year cost without assuming any price changes.
Why monthly equivalents help
An annual subscription can look inexpensive per month but still cause a large renewal bill. Put every service on a common monthly scale when reviewing your budget.
Watch for overlapping charges
Look for unused free trials, duplicate cloud storage and two services that deliver similar value. Confirm cancellation through the actual billing provider.
Estimates and privacy
The calculator works locally in your browser. It does not connect to your bank or transmit your subscription list to us; any saved list remains on your device.
Transparency note
This tool is a simplified educational model. It does not fetch live financial-product rates, consider your personal circumstances or guarantee outcomes. Check official statements and terms before acting.
Frequently asked questions
Will deleting an app cancel billing?
Not necessarily. Use the relevant app store or merchant’s cancellation process.
Are price increases included?
No. The five-year total assumes every listed price remains unchanged.